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If you already have a Career Development Loan
You can no longer apply for Career Development Loans (CDLs): they have been replaced with Professional and Career Development Loans. If you already have a CDL, you will still need to repay the money you’ve borrowed.
What’s happened to Career Development Loans?
Career Development Loans (CDLs) have been replaced by Professional and Career Development Loans.
Like CDLs, Professional and Career Development Loans are bank loans that can be used to help pay for learning. However, the conditions of the loan are different.
If you’ve taken out a CDL, you’ll have to pay it back
You can’t apply for a Professional and Career Development Loan if you already have a CDL for the same course.
If you have signed a credit agreement with a bank to take out a CDL, you’ll still have to repay it under the terms you agreed with the bank.
However, you’ll be able to apply for a Professional and Career Development Loan if you start a new course – if you’ve paid back your CDL.
You may still be able to ‘top up’ your CDL
If you need extra funds, your bank may be willing to extend your existing CDL. Get in touch with them to find out.
The limit on what you can borrow through a CDL is £8,000, and you can’t switch to a Professional and Career Development Loan in order to borrow more.
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Your questions answered
Call 0800 585 505 for advice on Professional and Career Development Loans - or to get an application pack
